Today, the Supreme Court ruled that Obama's health care plan, also known as Obamacare, is constitutional and that the requirement for everyone to have health insurance is essentially a tax. The decision will effect Little Rock breast cancer patients and survivors, especially those that are uninsured or under-insured.
Starting in 2014, if you do not have health insurance, you will be able to purchase affordable health insurance through the state. Arkansas will be required to offer a low-cost option to people who cannot afford private insurance. Depending on your income, you will pay up to 30 percent of the total cost of your health care under Obama's plan in addition to insurance premiums.
Preexisting conditions like breast cancer
Under the current law, you cannot be denied health insurance because of a preexisting condition, but they can hit you with very high premiums. Obamacare puts an end to that practice. People with breast cancer will be able to get affordable insurance and many low-income families in Little Rock will be able to afford screenings for chronic diseases. Currently, low-income families and African-American women have the highest rate of breast cancer deaths in the United States. Hopefully, this new law will change that situation.
For individuals with private insurance, very little will change. If your plan does not meet the quality standards of the new law, you should be allowed to purchase the government policy. There is a catch. States are not required to enforce the federal standards. It will be interesting to see how that part of the law pans out.
Obama's health care law will be a big help for the majority of Little Rock residents. Many families in Little Rock are low-income. Getting access to affordable health care is important to the overall health of the city.
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